Get your finances ready

Getting your personal finances in order is a crucial part of a smooth homebuying process. Now’s the time to figure out what price range is affordable for you, how large a down payment you can make and whether you’ll need to work on building your credit score. Research these questions early on and you’ll be starting your homebuying journey on the right foot.

[ ] Decide how much you can save for a down payment (Budget about 10% or more)

[ ] Check your credit score. (This is free)

[ ] Figure out how much house you can afford

Pick your property

Now for the fun part: shopping for your home. Is a good school district important to you? Access to public transportation? Can’t live without a big yard? Figuring out which home features you can and can’t live without is as important as choosing a great neighborhood. Working with the right real estate agent can help you navigate these questions and get you ready to make an offer.

[ ] Make an Offer

[ ] Offer Accepted

What to expect during the mortgage closing process